Investments MICROFINANCE.NET (M.net) Micro Financial Services Program It is estimated that, up to five billion people or 85% or the world's population globally are un-banked (according to a CGAP study), therefore lack access to basic financial services, such as loans, deposit accounts and insurance. It appears that enabling Service Providers such as Cellular Operators and Micro Financial Institutions with mobile Micro Financial services may be one of the keys to address this problem. M.net is a core banking back office platform to enable Service Providers to manage their clients, services and operations.

VALORMOVIL - Debit Card and Mobile Phone Access Program

This Program enables companies to distribute debit cards that are associated to mobile phones to facilitate payments and/or transfers.

We are convinced that the future will be the proliferation of mobile based services that exploit the ubiquity of IP.

Transaction.Net - TX.net

As we move to an all mobile over IP world it is becoming imperative to securely integrate Service Providers and communities through a platform that resolves all financial transactions, this is TX.net. Only users belonging to a TX.net supported community will have full access to all its services, such as mobile money/value transfers.

AGENT - Agent Management Program

This program allows the creation, management and operation of agents to: distribute, load or debit money/value to/from debit cards associated with mobile phones.

CROSS CONNECT (XC) - Making Electronic Medical Records a Reality

Ease of access to information, integrated clinical systems, team collaboration tools, and enhanced processes for an end to end EMR system.

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